Income Protection & Life Insurance
No one likes to think about life’s “what ifs,” but planning for them today can offer peace of mind tomorrow. Here’s how the right protection can safeguard your lifestyle, your family, and your home—whatever life brings.
Get in touchWhile owning a home is a huge milestone, protecting it—and the life you’ve built around it—is just as important.
No one likes to think about life’s “what ifs,” but planning for them today can offer peace of mind tomorrow. Here’s how the right protection can safeguard your lifestyle, your family, and your home—whatever life brings.
We often insure our cars, our pets, and our belongings without a second thought. But when it comes to protecting ourselves and our families, it’s easy to overlook. At PA Mortgage Solutions Ltd, we believe your health, income, and loved ones deserve the same level of care and protection.
Think of it like this: if there was something in your home that consistently generated your income, you’d make sure it was covered, right? That something is you. And that’s where protection comes in—designed to support you through life’s unexpected twists and turns, so your home remains a place of comfort, not concern.
As part of Amanda’s dedicated service, she offers tailored protection solutions to suit your lifestyle and needs. From critical illness and income protection to life cover and beyond, you’ll receive expert advice and thoughtful planning—ensuring that whatever happens, your future is secure.
Income Protection
What would happen if you were unable to work due to illness or injury? Could you keep up with mortgage payments or cover your everyday bills? Income protection provides a regular monthly income to support you financially while you’re off work—so you can focus on recovery without the added stress of money worries.
Life Insurance
If the unthinkable happened, would your family be financially secure? Life insurance pays out a tax-free lump sum if you pass away during the policy term. It can help your loved ones pay off the mortgage, manage living costs, or simply provide financial stability at a time when they need it most.
Family Income Benefit
If you have young children or dependents, this cover is a valuable safety net. Rather than a lump sum, Family Income Benefit pays out a regular monthly or annual income to your family if you pass away during the policy term. It helps cover the cost of raising children,
Specified critical illness cover
A serious diagnosis like cancer, heart disease, or stroke can turn life upside down. Specified critical illness cover pays out a one-off lump sum if you’re diagnosed with a specified serious condition. It can be used however you need—from covering medical bills and lifestyle adjustments, to giving you the freedom to take time off and focus on getting well.
Home Insurance - Protect Your Home with Confidence
Now that your mortgage is in place, it’s time to ensure your new home is fully protected. Choosing the right home insurance is like adding a trusted safety net—ready to support you if the unexpected happens.
At PA Mortgage Solutions Ltd, we’ll help you find the most suitable buildings and contents insurance, tailored to your property and lifestyle, sourcing from a range of providers, Amanda can guide you to a policy that offers the right cover, at the right price.
From your home itself to the things that make it yours— whether its Artwork, bikes to jewellery and watches—we’ll make sure it’s all protected, whether you’re at home or on the move.
Get in touch with Amanda today
At PA Mortgage Solutions Ltd, we understand that life doesn’t always run on a 9–5 schedule. That’s why Amanda offers flexible appointment times to fit around your lifestyle—even during evenings or weekends. Whether you’re at work, winding down, or simply on the go, expert advice is always just a call or message away.
Ready to take the next step? Reach out for a complimentary, no-obligation consultation and discover how Amanda can support you on your mortgage or protection journey.